Privacy policy
Last updated November 10, 2026
What stays on your device
The plans you add, their prices and dates, your settings, reminder choices and the rules Cutoff learns from your imports are stored only on your phone or in your browser. We can't see them. Like other apps, they can be included in your phone's own iCloud or Google backup, which belongs to you and which we can't access.
Bank statements
When you import a statement, the file is read on your device to find repeating payments. It is never uploaded and never saved. Only the plans you confirm are kept.
Reminders
In the iPhone and Android apps, reminders are scheduled by your phone's own notification system. No reminder data goes to a server.
No accounts
Cutoff has no sign-up or sign-in, and we don't run a database of users. Nothing you enter is sent to us. A backup is a file you save yourself from Settings, and it goes only where you choose to put it.
Links to other services
Cancellation links open the service's own website or your app store. What happens there is covered by that company's privacy policy.
Your choices
You can export or back up your list at any time in Settings. “Delete all data” in Settings removes everything from your device, and so does uninstalling the app. Because we hold no copy, there is nothing for us to delete on our side.
Children
Cutoff is not intended for children under 13.
Changes
If this policy changes, we'll update the date at the top of this page.
Contact
Questions or requests: support@trycutoff.com